COMMUNITIES
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AREAS OF EXPERTISE
Welcome to Sullivans Island, South Carolina
Sullivan’s Island, located at the entrance of Charleston Harbor and near Isle of Palms, boasts an array of offerings including sprawling beaches for watersports, fascinating history and folklore, local restaurants and shops, as well as tranquil and picturesque scenery. This charming island, covering only 3.3 miles, may be small in size, but its beauty and allure are undeniable.
Here, you can indulge in a myriad of activities such as learning about the Revolutionary War history at Fort Moultrie, engaging in adrenaline-fueled kiteboarding, unwinding while taking in the breathtaking Lighthouse view, or relishing an outdoor meal with loved ones on Middle Street. Life on Sullivan’s Island is slow-paced and relaxing, allowing one to partake in simple pleasures like strolling along the shore, biking alongside the marsh, or watching the spectacular sunset.
Island Living with Coastal Charm
Residents of Sullivans Island enjoy pristine beaches, breathtaking ocean views, and a community that prides itself on preserving its natural beauty. The island's strict building codes maintain its distinctive character, ensuring spacious lots and preventing overdevelopment. The iconic Sullivan's Island Lighthouse stands as a beloved landmark watching over this treasured community.
Community Amenities and Lifestyle
The heart of the island features a charming commercial district with local restaurants serving fresh seafood and Lowcountry cuisine. Outdoor enthusiasts thrive with activities including paddleboarding, kayaking, fishing, and sailing. Families appreciate the excellent Sullivan's Island Elementary School, while the island's walkability and bike-friendly nature foster a strong sense of community connection. With no hotels and limited vacation rentals, Sullivans Island maintains its peaceful, residential atmosphere year-round.
Market Trends in Sullivans Island
Sullivans Island continues to be one of the most coveted real estate markets in the Charleston area. The limited inventory of homes creates a perpetually competitive environment for buyers. Property values have shown steady appreciation, reflecting the island's enduring appeal and exclusivity. Waterfront and marsh-view properties remain especially desirable, often attracting discerning buyers seeking a premium coastal lifestyle. The market typically sees consistent interest year-round, with slight seasonal variations during the warmer months when the island's natural beauty is on full display.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
